Contact Us

Contact Detials



Email Addresses

Angela – angela@retirementservices.co.za

Isbel – isbel@retirementservices.co.za

Jessie – jessie@retirementservices.co.za

Manty – admin@retirementservices.co.za

Michelle – michelle@retirementservices.co.za



Contact Numbers

Telephone: +27 87 004 2099

Facsimile: +27 87 004 2098



Office Address

Block B Bradford House

12 Bradford Road

Bedfordview

2007

Click here for directions



Google Map

Connect With Us On Instagram

In theory, being a successful investor is easy. Sp

In theory, being a successful investor is easy. Spend less than you earn, invest the difference for three decades, and draw down what you need in retirement. The education, resources and tools needed to do this have never been more accessible. We’re practically drowning in information.

In practice, however, being a successful lifetime investor has never been more challenging. An abundance of investment options, breaking news delivered by phone notifications, and direct access to the competing views of “experts” mean that it’s no simple task navigating the journey from your first paycheck to your glorious financial independence day.

A few simple actions can reduce the noise you are exposed to, placing the odds in your favour. However, the greatest challenge you will face as an investor is one you cannot run away from; the emotional turmoil of living through a never-ending series of world and financial crises.

Is It Different This Time?

Benjamin Graham (the father of “value investing” and mentor to Warren Buffett) acknowledged the root of the problem over seventy years ago.

“The investor’s chief problem, and even his worst enemy, is likely to be himself”.

Whilst we’ve largely solved the mathematical element of the investing challenge, no one has yet solved the emotional part. We propose that no one will.

The behavioural challenge of acting rationally under uncertainty feels like it has been exacerbated by many of the developments we generally consider to be positive. The ease at which we can access information and near-zero transaction fees are benefits that have their downsides.

We know in theory that patience and discipline are required for investment success, but knowing something is not the same as experiencing it. In the middle of a global crisis (we’ve had many recently), being disciplined is easier said than done. But this is, and will always be, the defining characteristic of successful investors.

Monthly figures are a distraction from your goals.

Monthly figures are a distraction from your goals. Certainly the markets of late have been unsettling - but how many times have we been here before. This month marks my 15th year at CRS and I know that we have had uncomfortable periods many dozens of times in that period. And all we have to do as investors is sit on our hands. Easier said than done! Yes. But necessary and wise? Absolutely.

"Life began with waking up and loving my mother's

"Life began with waking up and loving my mother's face." George Eliot

Feel the magic of Eid around you and know that the

Feel the magic of Eid around you and know that the grace of God is always with you. You'll always be surrounded by love and care. Happy Eid!

Follow on Instagram



Connect With Us On Facebook

Retirement Services